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ElderCareCosts
Updated August 2026

Memory Care in Chatham, Illinois

Chatham, IL has 1 licensed memory care community listed on ElderCareCosts. The median estimated cost is $7,749/mo. That's roughly in line with the Illinois state median.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Chatham

$7,749/mo

Estimated range $7,439 – $8,059

● Chatham $7,749 ○ National median $7,788

Source: Based on 2025 assisted living costs plus a memory care premium

What senior care costs in Chatham

2025 figures

Memory Care cost comparison (2025)
Memory CareChathamIllinoisNational
25th percentile$7,439/mo$7,463/mo$6,861/mo
Median$7,749/mo$7,774/mo$7,788/mo
75th percentile$8,059/mo$8,085/mo$8,854/mo

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Staying home instead

Home care in Chatham runs about $36 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,110
44 hrs/weekMost of every weekday$6,841
24/7 (168 hrs/week)Round-the-clock coverage~$26,120

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby cities: Springfield

What can you afford?

Here is what different monthly budgets cover in Chatham.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Chatham runs about $1,971 a month. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. The county aging agency at (217) 787-9234 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $6,841 a month. The local assisted living median is $6,199 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Chatham assisted living median of $6,199 a month with room to spare. It also covers close to full-time home care, about $6,841 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Chatham run about $8,277 a month at the median. Around-the-clock home care usually costs more.
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1 memory care community in Chatham

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In the last 365 days: 3 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Chatham, in Sangamon County, has about 14,639 residents. About 1,748 of them (12%) are 65 or older. The median household income is $106,773.

Source: US Census Bureau
  • AgeLinc(217) 787-9234agelinc.org

    Area Agency on Aging serving this city.

  • Illinois Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Illinois State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Illinois Department on Aging1-800-252-8966ilaging.illinois.gov

    Statewide help for older adults, people with disabilities and caregivers.

  • Springfield VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Springfield.

  • Community Care ProgramOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is memory care in Chatham more expensive than the rest of Illinois?

Chatham's median memory care cost is about 0% lower than the Illinois state median.

Find Chatham care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Memory Care across Illinois → · Memory Care cost across Illinois → · Memory Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Memory Care in Chatham: 2026 Costs & Licensed Providers