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ElderCareCosts
Updated August 2026

In-Home Care in Loveland, Colorado

We're still building out our in-home care directory for Loveland, CO. The median estimated cost is $7,918/mo. That's roughly in line with the Colorado state median. Browse nearby cities or the Colorado page while we finish adding local providers.

Not sure which type of care fits? Take our 3-question care quiz →

Starting tier, Loveland

$3,599/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$7,918/mo

Estimated range $7,535 – $8,602

● Loveland $7,918 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Loveland

2025 figures

In-Home Care cost comparison (2025)
In-Home CareLovelandColoradoNational
25th percentile$7,535/mo$7,554/mo$6,221/mo
Median$7,918/mo$7,913/mo$6,769/mo
75th percentile$8,602/mo$8,600/mo$7,627/mo

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What home care costs by the hour

Home care in Loveland runs about $42 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,599
44 hrs/weekMost of every weekday$7,918
24/7 (168 hrs/week)Round-the-clock coverage~$30,232

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: Fort Collins 7,918 · Greeley 7,869

If getting up from the toilet is the hard part, an electric toilet lift does the lifting, day or night. Sponsored

What can you afford?

Here is what different monthly budgets cover in Loveland.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Loveland runs about $2,277 a month. Income-restricted affordable senior housing is the other common choice, and Loveland has 5 such properties. The county aging agency at (970) 498-7751 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $7,918 a month. The local assisted living median is $6,588 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Loveland assisted living median of $6,588 a month with room to spare. It also covers close to full-time home care, about $7,918 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Loveland run about $10,166 a month at the median. Around-the-clock home care usually costs more.
Find options that fit your budget
Tell us how you plan to pay and we'll send licensed options that fit.
Find care options →

In-Home Care in Loveland

We do not list a licensed in-home care agency in Loveland yet. An advisor can tell you what is near Loveland at no cost. Sponsored

We don't have licensed in-home care agencies listed for Loveland, CO yet.

Nearby cities are linked below.

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Free local help worth saving

Loveland, in Larimer County, has about 78,410 residents. About 16,715 of them (21%) are 65 or older. The median household income is $84,604.

Source: US Census Bureau
  • Larimer County Office on Aging(970) 498-7751Source page

    Area Agency on Aging serving this city.

  • Colorado Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Colorado State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Aging and Disability Resources for Colorado1-844-265-2372cdhs.colorado.gov

    Statewide help for older adults, people with disabilities and caregivers.

  • Northern Colorado VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Loveland.

  • Elderly, Blind, and Disabled Waiver (EBD)Official program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

What does in-home care cost per hour in Loveland?

Based on the modeled median, in-home care in Loveland runs about $42 an hour. A 20-hour week runs about $3,599/month.

Is in-home care in Loveland more expensive than the rest of Colorado?

Loveland's median in home care cost is about 0% higher than the Colorado state median.

Find Loveland care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? In-Home Care across Colorado → · In-Home Care cost across Colorado → · Adult Day Care vs In-Home Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

In-Home Care in Loveland: 2026 Costs & Licensed Providers