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ElderCareCosts

In-Home Care in Santa Cruz County, CA

County directory of licensed in-home care providers, cities in Santa Cruz County, and real Area Agency on Aging / state Medicaid contacts. We never invent county Medicaid offices.

Licensed in-home care providers: 12

A note on counting: we show 12 licensed in-home care agencies listed for Santa Cruz County proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

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Cities in Santa Cruz County

Local housing costs

HUD’s fair market rent for Santa Cruz County sets what a housing voucher covers here. It is a useful floor for what local housing costs, not a price for care.

One-bedroom fair market rent (FY2026)
$3,298per month
Two-bedroom fair market rent (FY2026)
$4,214per month
Income limit, one person (FY2026)
$76,150per year
Income limit, four people (FY2026)
$108,750per year

The income limits are HUD’s very low income threshold, about 50 percent of area median income. They are the line most Section 8 and income-restricted senior housing programs use. HUD publishes a one-person and a four-person figure, so households of two or three fall between the two numbers above.

Source: HUD Fair Market Rents (opens in a new tab) · Updated FY2026.GOVSource: HUD Income Limits (opens in a new tab) · Updated FY2026.GOV

Local aging & Medicaid contacts

Area Agency on Aging

Seniors Council of Santa Cruz and San Benito Counties · (831) 688-0400

Official AAA website

Source: State aging agency.GOV

Aging & Disability Resource Center

California Aging & Disability Resource Connection · 1-800-510-2020

Official ADRC page

Source: Aging & disability resource center.GOV

California Medicaid HCBS / LTSS programs

State-level Medicaid waiver contacts (not invented county Medicaid offices). Official agency pages only.

  • In-Home Supportive Services (IHSS). California's flagship in-home Medicaid (Medi-Cal) program: helps eligible low-income aged, blind, and disabled Californians pay for in-home personal care (bathing, meals, housekeeping) so they can stay in their own home instead of a facility. County-administered -- apply through your county IHSS office; no single statewide IHSS phone line is published on the official page. Confirmed on the CDSS IHSS page (2026-07-26).
  • Medi-Cal long-term services and supports (LTSS). State Medicaid / LTSS entry point (DHCS Medi-Cal). Use for HCBS pathway discovery alongside named waivers.
Source: State Medicaid program.GOV

Questions families ask

How many in-home care agencies are listed in Santa Cruz County, CA?

We currently list 12 licensed in-home care agencies in Santa Cruz County, CA.

Which cities in Santa Cruz County have in-home care listings?

We track 5 cities in Santa Cruz County with in-home care agencies. See the city list on this page.

Who is the Area Agency on Aging for Santa Cruz County?

Seniors Council of Santa Cruz and San Benito Counties is the Area Agency on Aging covering Santa Cruz County. Contact details on this page come from official aging-network sources.

How do families in Santa Cruz County learn about Medicaid long-term care options?

California publishes named Medicaid HCBS / LTSS waiver programs. We link official state pages on this county page and do not invent county Medicaid office contacts.

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