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In-Home Care in Santa Cruz County, CA

Licensed in-home care providers across Santa Cruz County, the cities they are in, and where to get free local help.

Licensed in-home care providers: 13

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Cities in Santa Cruz County

Local housing costs

HUD’s fair market rent for Santa Cruz County sets what a housing voucher covers here. It is a useful floor for what local housing costs, not a price for care.

One-bedroom fair market rent (FY2026)
$3,298per month
Two-bedroom fair market rent (FY2026)
$4,214per month
Income limit, one person (FY2026)
$76,150per year
Income limit, four people (FY2026)
$108,750per year

The income limits are HUD’s very low income threshold, about 50 percent of area median income. They are the line most Section 8 and income-restricted senior housing programs use. HUD publishes a one-person and a four-person figure, so households of two or three fall between the two numbers above.

Source: HUD Fair Market Rents (opens in a new tab), updated FY2026Source: HUD Income Limits (opens in a new tab), updated FY2026

Local aging & Medicaid contacts

Long-term care ombudsman

Free help with complaints about care and residents' rights in nursing homes and assisted living.

LTC Ombudsman Program of Santa Cruz & San Benito Counties · 1-800-231-4024

State office: Office of the State Long-Term Care Ombudsman · 1-800-231-4024

Official ombudsman website

Source: State LTC Ombudsman

Area Agency on Aging

Seniors Council of Santa Cruz and San Benito Counties · (831) 688-0400

Official AAA website

Source: State aging agency

Aging & Disability Resource Center

California Aging & Disability Resource Connection · 1-800-510-2020

Official ADRC page

Source: Aging & disability resource center

Medicare counseling (SHIP)

Health Insurance Counseling and Advocacy Program (HICAP) · 1-800-434-0222

Official SHIP website

Source: Medicare counseling (SHIP)

California Medicaid HCBS / LTSS programs

State-level Medicaid waiver contacts (not invented county Medicaid offices). Official agency pages only.

  • In-Home Supportive Services (IHSS). California's flagship in-home Medicaid (Medi-Cal) program: helps eligible low-income aged, blind, and disabled Californians pay for in-home personal care (bathing, meals, housekeeping) so they can stay in their own home instead of a facility. County-administered -- apply through your county IHSS office; no single statewide IHSS phone line is published on the official page. Confirmed on the CDSS IHSS page (2026-07-26).
  • Medi-Cal long-term services and supports (LTSS). State Medicaid / LTSS entry point (DHCS Medi-Cal). Use for HCBS pathway discovery alongside named waivers.
Source: State Medicaid program

Questions families ask

Which cities in Santa Cruz County have in-home care listings?

Santa Cruz County has in-home care agencies in 3 cities, each listed on this page with its own provider list.

Who is the Area Agency on Aging for Santa Cruz County?

Seniors Council of Santa Cruz and San Benito Counties is the Area Agency on Aging covering Santa Cruz County. Contact details on this page come from official aging-network sources.

How do families in Santa Cruz County learn about Medicaid long-term care options?

California runs named Medicaid programs that pay for care at home and in assisted living. This page links to the official state pages for each.

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In-Home Care in Santa Cruz County, CA · ElderCareCosts