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UPDATED AUG 2026 · DATA AS OF 2025

Cost of Memory Care in Vermont

Modeled memory care in Vermont has a median $10,746/month (modeled range $10,316–$11,176), above the national median. Method: assisted living plus a documented 20-30% premium band.

Based on 2025 survey data.

Median monthly price, Vermont

$10,746/mo

Modeled range $10,316 – $11,176 how this range is derived

● Vermont $10,746 ○ National median $7,788

Modeled from assisted living · 2025Estimate, not a quote
Download CSVEmail it to familyFree, no sign-in. This data is meant to travel.

City, state, and national

Medians with each area's position against the national figure. Bars are drawn to scale.

Memory Care cost by area (2025)
AreaScaleMedianvs national
Vermont (state median)$10,746/mo+38.0%
United States$7,788/moreference

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Why is this number different on other sites? Other sites may use a different survey year, an average instead of a median, or a narrower sample of providers. Every figure on this page states its source and period so you can compare like with like. We don't yet publish a room-type/care-level breakdown for Vermont; our cost model currently reports a single blended range.

What drives memory care cost in Vermont?

  • Local wages. Direct-care staff pay tracks the state and metro labor market, and is usually the single biggest cost driver.
  • Real estate and cost of living. Facility rent/mortgage costs and general cost of living scale with the local market.
  • Level of care and staffing ratios. Higher acuity levels cost more due to required staffing ratios.
  • Room type. Private rooms/apartments cost more than shared rooms.
  • Regulation and licensing. States with stricter staffing or training requirements tend to run higher on average.
Memory Care cost trend in Vermont
2024: $9,108/mo; 2025: $10,746/mo$9k$14k$20k$9,1082024$10,7462025

The hourly math: staying home vs. moving

Vermont in-home care runs about $45/hour. The crossover point is where families decide.

Home care hourly math vs. memory care
Care at homeThe mathMonthlyvs memory care $10,746
20 hours a week$45/hr × 20 hrs × 52 ÷ 12$3,900/mo−$6,846
32 hours a week$45/hr × 32 hrs × 52 ÷ 12$6,240/mo−$4,506
44 hours a week$45/hr × 44 hrs × 52 ÷ 12$8,580/mo−$2,166
Around-the-clock (24/7)$45/hr × 168 hrs × 52 ÷ 12$32,760/mo+$22,014

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Around 55 hours a week, home care crosses the memory care median. Full-time and overnight care cost several times more.

Estimate your own number

Compare memory care costs

Uses the published medians on this page; never a guessed number. Toggle units, compare two locations, and see an illustrative future projection.

Vermont

$10,746/mo/mo

Based on 2025 survey data.

National median

$7,788/mo/mo

Need a different pair of places? Open the full cost calculator. Not sure which care type? Take the care quiz.

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Vermont, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day and family caregiving are often part of the path under $2,500/mo in Vermont. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $8,580). Ask about waiver programs if Medicaid may apply.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Or near-full-time home care around the $8,580/mo survey month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Higher budgets cover skilled nursing or heavy home-care schedules in Vermont.
How families pay →

How to pay for memory care in Vermont

  1. 1. Private pay (savings, income, home equity)Most common

    The default payer for most families at the start, especially for assisted living and in-home care. Often combined with a second source once savings run low.

  2. 2. Long-term care insuranceCommon

    Pays toward care costs if a policy was purchased in advance, usually years before care is needed. Policy terms (daily/monthly benefit caps, elimination periods) vary widely. Check the policy documents directly.

  3. 3. Medicaid (state-run, income- and asset-limited)Common

    Covers nursing home care in every state, and many states offer Home & Community-Based Services (HCBS) waivers that extend Medicaid to assisted living or in-home care. Eligibility rules and waiver availability are state-specific.

  4. 4. VA Aid & Attendance (veterans and surviving spouses)Situational

    An added benefit on top of a VA pension for eligible wartime veterans (or surviving spouses) who need help with daily activities. Requires meeting service, income, and care-need criteria.

  5. 5. MedicareNarrow eligibility

    Does not cover long-term custodial care (help with daily living). It can cover short-term skilled nursing or home health following a qualifying hospital stay, under specific conditions.

  6. This is general information, not financial or legal advice. Program rules vary by state and change over time. Confirm current eligibility with Medicaid.gov, the VA, or a licensed elder-law advisor.

Long-Term Care Ombudsman

Vermont Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in Vermont resolve concerns about care and rights.

Official Ombudsman locator / program page

Source: State LTC Ombudsman.GOV

Medicaid HCBS / LTSS programs

Named programs below are from official state Medicaid agency pages. We list eligibility dollar amounts and wait lists only when a primary source is cited.

  • Choices for Care (CFC). Vermont has no active 1915(c) elderly HCBS waiver on the Medicaid.gov factsheet. Choices for Care is Vermont’s 1115 Long-Term Care Medicaid program (DAIL / DVHA).
Source: State Medicaid program.GOV

Free national starting points. Official sites only; we do not scrape these directories.

How to cite this page

Cite this: According to ElderCareCosts' 2026 index, memory care in Vermont costs $10,746/month (median, 2025 data).

APA: ElderCareCosts Research. (2026). Memory Care Cost in Vermont (2025). ElderCareCosts. Retrieved September 17, 2026, from https://www.eldercarecosts.com/cost-of-care/memory-care/vermont/

Chicago: ElderCareCosts Research. "Memory Care Cost in Vermont (2025)." ElderCareCosts. Last modified August 10, 2026. Accessed September 17, 2026. https://www.eldercarecosts.com/cost-of-care/memory-care/vermont/.

These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections

Frequently asked questions

How much does memory care cost in Vermont?

The median $10,746/month (modeled range $10,316–$11,176). Based on 2025 survey data.

How is this estimate calculated?

We start from a published state or metro median, cited on this page, and adjust using local cost-of-living and wage data. We publish the methodology version alongside every figure.

Can I get the raw data?

Yes. Use the CSV download link on this page for a machine-readable file of the exact figures shown above.

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Other care types in Vermont

In-Home CareHome Health CareAssisted LivingIndependent LivingNursing HomesAdult Day CareContinuing Care Retirement Communities (CCRC)

Trust & methodology

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