Assisted Living in Oswego, New York
Oswego, NY has 3 licensed assisted living communities listed on ElderCareCosts. The median estimated cost is $6,757/mo. That's below the New York state median by about 5%.
Not sure which type of care fits? Take our 3-question care quiz →
Median monthly price, Oswego
$6,757/mo
Estimated range $6,349 – $7,997
● Oswego $6,757 ○ National median $6,230
What senior care costs in Oswego
2025 figures
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Staying home instead
Home care in Oswego runs about $33 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby cities: Liverpool
What can you afford?
Here is what different monthly budgets cover in Oswego.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
3 assisted living communities in Oswego
Bishop's Commons at St. Luke
The Gardens by Morningstar
St. Francis Commons
Free local help worth saving
Oswego, in Oswego County, has about 17,033 residents. About 3,119 of them (18%) are 65 or older. The median household income is $53,172.
Source: US Census Bureau- Oswego County Office for the Aging(315) 349-3484Source page
Area Agency on Aging serving this city.
- New York State Long-Term Care Ombudsman Program1-855-582-6769aging.ny.gov
State Long-Term Care Ombudsman program.
- Health Insurance Information Counseling and Assistance Program (HIICAP)1-800-701-0501aging.ny.gov
State Health Insurance Assistance Program (SHIP).
- NY Connects1-800-342-9871nyconnects.ny.gov
Statewide help for older adults, people with disabilities and caregivers.
- Oswego VA Clinicva.gov
Primary Care Community-Based Outpatient Clinic in Oswego.
- Managed Long Term Care (MLTC)Official program page
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Questions families ask
Is assisted living in Oswego more expensive than the rest of New York?
Oswego's median assisted living cost is about 5% lower than the New York state median.
Find Oswego care options
Tell us what you need and your budget, and we will email you licensed options right away.
Reading up first? Assisted Living across New York → · Assisted Living cost across New York → · Adult Day Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.