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ElderCareCosts
Updated August 2026

Assisted Living in Lake City, Minnesota

Lake City, MN has 3 licensed assisted living communities listed on ElderCareCosts. The median estimated cost is $6,677/mo. That's roughly in line with the Minnesota state median.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Lake City

$6,677/mo

Estimated range $6,366 – $7,541

● Lake City $6,677 ○ National median $6,230

Source: CareScout 2025 survey, adjusted for local wages

See all 3 providers →Compare costs →

What senior care costs in Lake City

2025 figures

Assisted Living cost comparison (2025)
Assisted LivingLake CityMinnesotaNational
25th percentile$6,366/mo$6,275/mo$5,488/mo
Median$6,677/mo$6,573/mo$6,230/mo
75th percentile$7,541/mo$7,144/mo$7,083/mo

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Source: CareScout 2025 survey, adjusted for local wages (opens in a new tab)

Staying home instead

Home care in Lake City runs about $45 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,873
44 hrs/weekMost of every weekday$8,521
24/7 (168 hrs/week)Round-the-clock coverage~$32,535

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: Rochester 6,677 · Hastings 6,607

What can you afford?

Here is what different monthly budgets cover in Lake City.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Lake City runs about $2,641 a month. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. The county aging agency at (507) 288-6944 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $8,521 a month. The local assisted living median is $6,677 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Lake City assisted living median of $6,677 a month with room to spare. It also covers close to full-time home care, about $8,521 a month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Lake City run about $10,814 a month at the median. Around-the-clock home care usually costs more.
How families pay →
Find options that fit your budget
Tell us how you plan to pay and we'll send licensed options that fit.
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3 assisted living communities in Lake City

Compare communities side by side
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In the last 365 days: 6 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Lake City, in Wabasha County, has about 5,034 residents. About 1,482 of them (29%) are 65 or older. The median household income is $72,244.

Source: US Census Bureau
  • Southeastern Minnesota Area Agency on Aging (SEMAAA)(507) 288-6944semaaa.org

    Area Agency on Aging serving this city.

  • Minnesota Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Minnesota State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Minnesota Aging and Disability Resources1-800-333-2433mn.gov

    Statewide help for older adults, people with disabilities and caregivers.

  • Rochester VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Rochester.

  • Elderly WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is assisted living in Lake City more expensive than the rest of Minnesota?

Lake City's median assisted living cost is about 2% higher than the Minnesota state median.

Find Lake City care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? Assisted Living across Minnesota → · Assisted Living cost across Minnesota → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

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Assisted Living in Lake City: 2026 Costs & Licensed Providers