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ElderCareCosts
UPDATED JUL 2026 · DATA AS OF 2024

Assisted Living in Bear Lake, Michigan

Bear Lake, MI has 1 licensed assisted living provider listed on ElderCareCosts. The median estimated cost is $5,992/mo. That's roughly in line with the Michigan state median. Compare providers below, or request a personalized shortlist to start your search.

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Median monthly price, Bear Lake

$5,992/mo

Typical range $5,698 – $6,713

Bear Lake $5,992 National median $6,528

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Three steps

1. Call the county aging agency

Free: (231) 947-8920 (Area Agency on Aging of Northwest Michigan, Inc.)

2. Shortlist 3 options

We'll narrow the 1 for you ↓

3. Tour with the checklist

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What senior care costs in Bear Lake

Bear Lake figures as of 2024. Method and sources below.

Modeled median costs for assisted living in Bear Lake versus Michigan and a multi-state national aggregate. Figures are estimates, not quotes.

Assisted Living cost comparison (2024)
Assisted LivingBear LakeMichiganNational
25th percentile$5,698/mo$5,554/mo$6,231/mo
Median$5,992/mo$5,818/mo$6,528/mo
75th percentile$6,713/mo$6,323/mo$7,095/mo

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Why is this number different on other websites? Most sites average "starting at" prices. Base rent, before care fees. We estimate the full monthly cost families actually pay. Budget from the all-in number. Our methodology →

What home care really costs by the hour

The $6,681 monthly figure assumes 44 hours of care a week. The survey standard. At Bear Lake's implied rate of about $35 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,037
44 hrs/weekMost of every weekday$6,681
24/7 (168 hrs/week)Round-the-clock coverage~$25,509

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Manistee Lake $5,992 · Kalkaska $5,992 · Grayling not published · Mancelona not published · Lakes of the North not published

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Bear Lake, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Bear Lake runs about $2,923/mo at the median. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Call the county aging agency at (231) 947-8920 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,681). Local assisted living median is $5,992/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Bear Lake assisted living median ($5,992/mo) comfortably. Or near-full-time home care around the $6,681/mo survey month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Bear Lake run about $11,158/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
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Every licensed assisted living provider: 1

A note on counting: we show 1 licensed assisted living provider listed for Bear Lake proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Sort them yourself.

Providers appear with their government data: CMS star ratings where they exist, license status, capacity, and inspection history. You can sort them yourself. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare communities you choose
Check Compare on cards above, then continue. Selection before consent.

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In the last 365 days: 1 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Bear Lake has an estimated population of 343. About 139 residents (41%) are age 65 or older. Bear Lake is located in Kalkaska County, Michigan. The median household income is $67,188. Our directory currently lists 1 licensed assisted living provider in Bear Lake. Estimated median cost in Bear Lake is $5,992 per month, compared with $5,818 per month statewide in Michigan.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Area Agency on Aging of Northwest Michigan, Inc.(231) 947-8920aaanm.org

    Area Agency on Aging serving this city.

    State aging agency
  • Michigan Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Michigan State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Michigan Aging, Community Living, and Supports Bureaumichigan.gov

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Grayling VA Clinicva.gov

    Primary Care Community-Based Outpatient Clinic in Grayling.

    VA open data
  • MI Choice Waiver ProgramOfficial program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

How many assisted living providers are listed in Bear Lake, MI?

We currently list 1 licensed assisted living provider in Bear Lake, MI.

Is assisted living in Bear Lake more expensive than the rest of Michigan?

Bear Lake's median assisted living cost is about 3% higher than the Michigan state median.

Want a Bear Lake shortlist?

Tell us needs and budget once. We send licensed matches with real prices. Data stays free either way.

Your number goes only to communities you choose. No call blitz. Ever.

Get a shortlist →

Reading up first? Assisted Living across Michigan → · Assisted Living cost breakdown → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

Trust & methodology

Cite this: According to ElderCareCosts' 2026 index, assisted living in Bear Lake, MI costs $5,992/month (median).

Assisted Living in Bear Lake: 2026 Costs & Licensed Providers · ElderCareCosts