Spencer, MA has 1 licensed assisted living community listed on ElderCareCosts. The median estimated cost is $9,586/mo. That's roughly in line with the Massachusetts state median.
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Median monthly price, Spencer
$9,586/mo
Estimated range $9,314 – $10,001
● Spencer $9,586 ○ National median $6,230
2025 figures
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Home care in Spencer runs about $40 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby cities: Worcester · Leominster · Fitchburg
Here is what different monthly budgets cover in Spencer.
In the last 365 days: 5 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.
Spencer, in Worcester County, has about 5,661 residents. About 1,479 of them (26%) are 65 or older. The median household income is $59,931.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
VA Medical Center in Leeds.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Spencer's median assisted living cost is about 0% lower than the Massachusetts state median.
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Reading up first? Assisted Living across Massachusetts → · Assisted Living cost across Massachusetts → · Adult Day Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.