Panama City Beach, FL has 2 licensed assisted living communities listed on ElderCareCosts. The median estimated cost is $5,437/mo. That's below the Florida state median by about 3%.
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Median monthly price, Panama City Beach
$5,437/mo
Estimated range $5,107 – $5,905
● Panama City Beach $5,437 ○ National median $6,230
2025 figures
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Home care in Panama City Beach runs about $31 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby: Panama City 5,437 · Niceville 5,802 · Fort Walton Beach 5,802
Here is what different monthly budgets cover in Panama City Beach.
In the last 365 days: 3 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.
Panama City Beach, in Bay County, has about 18,971 residents. About 3,381 of them (18%) are 65 or older. The median household income is $80,941.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
Primary Care Community-Based Outpatient Clinic in Panama City Beach.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Panama City Beach's median assisted living cost is about 3% lower than the Florida state median.
Tell us what you need and your budget, and we will email you licensed options right away.
Reading up first? Assisted Living across Florida → · Assisted Living cost across Florida → · Adult Day Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.